Terms & Conditions
Welcome to insurance.topedia.biz.id. These Terms and Conditions govern your use of our website and services, including insurance-related information, tools, and resources. By accessing or using this site, you agree to comply with these terms. If you do not agree, please discontinue use immediately.
Acceptance of Terms
By visiting insurance.topedia.biz.id, you confirm that you are at least 18 years of age and legally capable of entering into binding agreements. Your continued use constitutes acceptance of any updates to these Terms & Conditions, which will be posted here with the date of revision.
Use of Website
You agree to use insurance.topedia.biz.id only for lawful purposes and in accordance with these Terms. You must not:
- Engage in unauthorized access, data scraping, or automated querying;
- Introduce viruses, malware, or harmful code;
- Impersonate any person or entity or misrepresent your affiliation;
- Violate applicable laws or regulations, including data privacy and insurance licensing requirements.
Intellectual Property
All content on insurance.topedia.biz.id—including text, graphics, logos, icons, software, and design—is the property of Topedia or its licensors and is protected by international copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works without prior written permission.
Third-Party Links and Services
Our website may contain links to third-party websites or services, including insurance providers, comparison tools, or regulatory authorities. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of such external sites. Your interactions with third parties are governed by their respective terms.
Disclaimer of Warranties
insurance.topedia.biz.id is provided “as is” and “as available” without warranties of accuracy, completeness, reliability, or fitness for a particular purpose. While we strive to provide up-to-date and factual insurance information, we do not guarantee that all data reflects current policy terms, premiums, or regulatory requirements. Always consult a licensed insurance professional or the insurer directly before making decisions.
Limitation of Liability
To the fullest extent permitted by law, Topedia and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use insurance.topedia.biz.id, including but not limited to loss of data, profits, or business opportunities.
Indemnification
You agree to indemnify, defend, and hold harmless Topedia, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your violation of these Terms, your misuse of the site, or your breach of applicable law.
Governing Law and Jurisdiction
These Terms & Conditions are governed by the laws of Indonesia, without regard to its conflict of law principles. Any legal action arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in Jakarta, Indonesia.
Changes to Terms
We reserve the right to update these Terms & Conditions at any time. Changes will be effective upon posting to this page. We encourage you to review this page periodically. Continued use after changes constitutes acceptance. Last updated: March 15, 2025.
Contact Us
For questions about these Terms & Conditions, please contact us at Contact Us or email support@insurance.topedia.biz.id. Additional information is available in our Privacy Policy, Disclaimer, and About Us pages.